Terms of use

Optima Consultancy (UK) Limited. Effective June 2026.

These terms govern your use of this website.

•    Ownership. The site content and our reports, including the Mobile Banking App Review, are owned by Optima or its licensors.

•    Use of our reports. You may read and share our freely published reports for internal, non-commercial use with attribution. You may not resell or republish them without our permission.

•    Acceptable use. Do not misuse the site, disrupt it, or scrape it.

•    No advice and no reliance. Site content is general information, not advice. Our advisory services are provided under a separate engagement contract.

•    Third-party links. We are not responsible for external sites we link to.

•    Liability. So far as the law allows, we exclude liability for loss arising from use of this site. Nothing here excludes liability that cannot be excluded by law.

•    Governing law. These terms are governed by the law of England and Wales.

•    Contact. info@optima-consultancy.com.